{"id":384,"date":"2024-09-05T11:17:26","date_gmt":"2024-09-05T02:17:26","guid":{"rendered":"https:\/\/excatch.com\/?p=384"},"modified":"2024-09-18T13:15:35","modified_gmt":"2024-09-18T04:15:35","slug":"small-investment-strategy-for-salaried-workers","status":"publish","type":"post","link":"https:\/\/excatch.com\/small-investment-strategy-for-salaried-workers\/","title":{"rendered":"\uc6d4\uae09\uc7c1\uc774\ub97c \uc704\ud55c \uc18c\uc561 \ud22c\uc790 \uc804\ub7b5"},"content":{"rendered":"<p>\ubc14\uc05c \uc77c\uc0c1 \uc18d\uc5d0\uc11c \uc6d4\uae09\uc7c1\uc774\ub4e4\uc740 \uc8fc\ub85c \uc548\uc815\uc801\uc778 \uc218\uc785\uc744 \uae30\ub300\ud558\uba70 \uc77c\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud604\uc7ac\uc758 \uacbd\uc81c \ud658\uacbd\uc5d0\uc11c\ub294 \uc6d4\uae09\ub9cc\uc73c\ub85c \ubbf8\ub798\ub97c \uc900\ube44\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \ud604\uc2e4\uc774 \uc810\uc810 \ub354 \uba85\ud655\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc6d4\uae09 \uc678 \ucd94\uac00 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\ub294 \ubc29\ubc95\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\ub3c4 \uadf8\uc911 \ud558\ub098\uc758 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 &#8220;\ud22c\uc790&#8221;\ub77c\ub294 \ub2e8\uc5b4\uc5d0 \ubd80\ub2f4\uc744 \ub290\ub07c\uae30\ub3c4 \ud558\uace0, \ud070 \uc790\ubcf8\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\uc5ec \uc27d\uac8c \uc811\uadfc\ud558\uc9c0 \ubabb\ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uc6d4\uae09\uc7c1\uc774\ub4e4\uc774 \uc18c\uc561\uc73c\ub85c\ub3c4 \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \ud22c\uc790 \uc804\ub7b5\uc5d0 \ub300\ud574 \ub2e4\ub904\ubcf4\uace0\uc790 \ud569\ub2c8\ub2e4. \uc18c\uc561\uc73c\ub85c\ub3c4 \uac00\ub2a5\ud558\uba70, \uc7a5\uae30\uc801\uc73c\ub85c \uc7ac\uc815\uc801 \uc548\uc815\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\ub4e4\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-419 aligncenter\" src=\"http:\/\/excatch.com\/wp-content\/uploads\/2024\/09\/money-4217486_640-212x300.png\" alt=\"\" width=\"212\" height=\"300\" srcset=\"https:\/\/excatch.com\/wp-content\/uploads\/2024\/09\/money-4217486_640-212x300.png 212w, https:\/\/excatch.com\/wp-content\/uploads\/2024\/09\/money-4217486_640.png 452w\" sizes=\"(max-width: 212px) 100vw, 212px\" \/><\/p>\n<h2><\/h2>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/excatch.com\/small-investment-strategy-for-salaried-workers\/#%EC%86%8C%EC%95%A1%EC%9C%BC%EB%A1%9C%EB%8F%84_%EC%B6%A9%EB%B6%84%ED%9E%88_%EA%B0%80%EB%8A%A5%ED%95%9C_ETF_%ED%88%AC%EC%9E%90\" title=\"\uc18c\uc561\uc73c\ub85c\ub3c4 \ucda9\ubd84\ud788 \uac00\ub2a5\ud55c ETF \ud22c\uc790\">\uc18c\uc561\uc73c\ub85c\ub3c4 \ucda9\ubd84\ud788 \uac00\ub2a5\ud55c ETF \ud22c\uc790<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/excatch.com\/small-investment-strategy-for-salaried-workers\/#%EC%86%8C%EC%95%A1%EC%9C%BC%EB%A1%9C%EB%8F%84_%EA%B0%80%EB%8A%A5%ED%95%9C_%EC%A0%81%EB%A6%BD%EC%8B%9D_%ED%8E%80%EB%93%9C_%ED%88%AC%EC%9E%90\" title=\"\uc18c\uc561\uc73c\ub85c\ub3c4 \uac00\ub2a5\ud55c \uc801\ub9bd\uc2dd \ud380\ub4dc \ud22c\uc790\">\uc18c\uc561\uc73c\ub85c\ub3c4 \uac00\ub2a5\ud55c \uc801\ub9bd\uc2dd \ud380\ub4dc \ud22c\uc790<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/excatch.com\/small-investment-strategy-for-salaried-workers\/#P2P_%ED%88%AC%EC%9E%90%EB%A1%9C_%EC%86%8C%EC%95%A1%EC%9C%BC%EB%A1%9C_%EA%B3%A0%EC%88%98%EC%9D%B5_%EB%85%B8%EB%A6%AC%EA%B8%B0\" title=\"P2P \ud22c\uc790\ub85c \uc18c\uc561\uc73c\ub85c \uace0\uc218\uc775 \ub178\ub9ac\uae30\">P2P \ud22c\uc790\ub85c \uc18c\uc561\uc73c\ub85c \uace0\uc218\uc775 \ub178\ub9ac\uae30<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/excatch.com\/small-investment-strategy-for-salaried-workers\/#%EA%B2%B0%EB%A1%A0\" title=\"\uacb0\ub860\">\uacb0\ub860<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%EC%86%8C%EC%95%A1%EC%9C%BC%EB%A1%9C%EB%8F%84_%EC%B6%A9%EB%B6%84%ED%9E%88_%EA%B0%80%EB%8A%A5%ED%95%9C_ETF_%ED%88%AC%EC%9E%90\"><\/span>\uc18c\uc561\uc73c\ub85c\ub3c4 \ucda9\ubd84\ud788 \uac00\ub2a5\ud55c ETF \ud22c\uc790<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>ETF(Exchange Traded Fund)\ub294 \uc8fc\uc2dd\ucc98\ub7fc \uac70\ub798\ub418\ub294 \ud380\ub4dc\ub85c, \uc5ec\ub7ec \uc8fc\uc2dd\uc774\ub098 \uc790\uc0b0\uc73c\ub85c \uad6c\uc131\ub41c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub530\ub985\ub2c8\ub2e4. ETF\ub294 \ud2b9\ud788 \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\uc6b0 \uc88b\uc740 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc65c\ub0d0\ud558\uba74 \uac1c\ubcc4 \uc8fc\uc2dd\uc744 \uc120\ud0dd\ud558\ub294 \ub300\uc2e0, ETF\ub97c \ud1b5\ud574 \ub2e4\uc218\uc758 \uc8fc\uc2dd\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774\ub807\uac8c \ubd84\uc0b0\ub41c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4. \ub610, ETF\ub294 \uc18c\uc561\uc73c\ub85c\ub3c4 \ud22c\uc790\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc6d4\uae09\uc7c1\uc774\ub4e4\uc5d0\uac8c \uc801\ud569\ud55c \ud22c\uc790 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub9e4\ub2ec \ub0a8\ub294 \uc6a9\ub3c8 10\ub9cc \uc6d0\uc529\uc744 ETF\uc5d0 \uafb8\uc900\ud788 \ud22c\uc790\ud55c\ub2e4\uba74, \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.ETF\uc758 \ub610 \ub2e4\ub978 \uc7a5\uc810\uc740 \uad00\ub9ac \ube44\uc6a9\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc8fc\uc2dd\ud615 \ud380\ub4dc\ub098 \uc9c1\uc811 \uc8fc\uc2dd\uc744 \uc0ac\uace0\ud314 \ub54c \ubc1c\uc0dd\ud558\ub294 \ube44\uc6a9\uc5d0 \ube44\ud574 ETF\uc758 \uac70\ub798 \uc218\uc218\ub8cc\ub294 \ub9e4\uc6b0 \ub0ae\uc740 \ud3b8\uc785\ub2c8\ub2e4. \ub610\ud55c, \uc790\uc0b0 \uc6b4\uc6a9\uc0ac\uac00 \uc790\ub3d9\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc7ac\uc870\uc815\ud574 \uc8fc\uae30 \ub54c\ubb38\uc5d0 \ud22c\uc790\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc2e0\uacbd \uc4f8 \uc77c\uc774 \uc801\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \uc774\uc720\ub85c ETF\ub294 \uc6d4\uae09\uc7c1\uc774\ub4e4\uc774 \ud22c\uc790\uc5d0 \ucc98\uc74c \uc785\ubb38\ud560 \ub54c \ubd80\ub2f4 \uc5c6\uc774 \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uac00\uc7a5 \ub9ce\uc774 \uac70\ub798\ub418\ub294 S&amp;P 500 ETF\uc640 \uac19\uc740 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uc9c0\uc218 \uae30\ubc18 ETF\ub294 \uafb8\uc900\ud55c \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc548\uc804\ud55c \uc120\ud0dd\uc9c0\uc785\ub2c8\ub2e4.\ub9c8\uc9c0\ub9c9\uc73c\ub85c, ETF \ud22c\uc790 \uc2dc \uc8fc\uc758\ud574\uc57c \ud560 \uc810\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. ETF\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc811\uadfc\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc5d0 \ub530\ub77c \ub2e8\uae30\uc801\uc73c\ub85c \uc190\uc2e4\uc744 \ubcfc \uc218\ub3c4 \uc788\uc9c0\ub9cc, \uafb8\uc900\ud788 \ud22c\uc790\ub97c \uc720\uc9c0\ud558\uba74 \uc218\uc775\uc744 \uac70\ub458 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c ETF \ud22c\uc790\ub294 \ub2e8\uae30\uc801 \uc774\uc775\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815\uc801 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0 \uc811\uadfc\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%86%8C%EC%95%A1%EC%9C%BC%EB%A1%9C%EB%8F%84_%EA%B0%80%EB%8A%A5%ED%95%9C_%EC%A0%81%EB%A6%BD%EC%8B%9D_%ED%8E%80%EB%93%9C_%ED%88%AC%EC%9E%90\"><\/span>\uc18c\uc561\uc73c\ub85c\ub3c4 \uac00\ub2a5\ud55c \uc801\ub9bd\uc2dd \ud380\ub4dc \ud22c\uc790<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc801\ub9bd\uc2dd \ud380\ub4dc\ub294 \uc6d4\uae09\uc758 \uc77c\uc815 \ubd80\ubd84\uc744 \uc815\uae30\uc801\uc73c\ub85c \ud380\ub4dc\uc5d0 \ud22c\uc790\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc8fc\uc2dd\uc774\ub098 \ucc44\uad8c, \ud63c\ud569\ud615 \ud380\ub4dc \ub4f1 \ub2e4\uc591\ud55c \uc635\uc158\uc774 \uc788\uc73c\uba70, \uac01\uc790\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub530\ub77c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc801\ub9bd\uc2dd \ud380\ub4dc\uc758 \uac00\uc7a5 \ud070 \uc7a5\uc810\uc740 \uc18c\uc561\uc73c\ub85c\ub3c4 \ud22c\uc790\uac00 \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ub9e4\uc6d4 10\ub9cc \uc6d0\uc5d0\uc11c 20\ub9cc \uc6d0\uc529 \uc801\ub9bd\uc2dd \ud380\ub4dc\uc5d0 \ud22c\uc790\ud558\ub294 \ubc29\uc2dd\uc740 \uc6d4\uae09\uc7c1\uc774\ub4e4\uc774 \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uc218\uc900\uc785\ub2c8\ub2e4.\uc801\ub9bd\uc2dd \ud380\ub4dc\ub294 \uc790\ub3d9\uc73c\ub85c \ud22c\uc790\uac00 \uc774\ub8e8\uc5b4\uc9c0\uae30 \ub54c\ubb38\uc5d0 \ub530\ub85c \uad00\ub9ac\ud560 \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \uac8c\ub2e4\uac00, \uafb8\uc900\ud55c \ud22c\uc790\ub85c \uc778\ud574 \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \uc790\uc5f0\uc2a4\ub7fd\uac8c \ud761\uc218\ud558\uac8c \ub429\ub2c8\ub2e4. \uc989, \uc2dc\uc7a5\uc774 \uc88b\uc744 \ub54c\ub294 \ub354 \ub9ce\uc740 \uc218\uc775\uc744, \uc2dc\uc7a5\uc774 \uc548 \uc88b\uc744 \ub54c\ub294 \ub354 \uc800\ub834\ud558\uac8c \ub9e4\uc218\ud558\ub294 \ud6a8\uacfc\ub97c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ud2b9\ud788, \ub9e4\ub2ec \uc815\ud574\uc9c4 \uae08\uc561\uc744 \ud22c\uc790\ud558\uae30 \ub54c\ubb38\uc5d0 \ucd08\ubcf4 \ud22c\uc790\uc790\ub3c4 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc801\ub9bd\uc2dd \ud380\ub4dc\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc7a5\uae30 \ud22c\uc790\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uc2dc\uac01\uc5d0\uc11c \uc811\uadfc\ud560 \ub54c \ubcf5\ub9ac\uc758 \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac01 \ud380\ub4dc\uc758 \uc218\uc218\ub8cc\uc640 \uacfc\uac70 \uc2e4\uc801\uc744 \uc798 \ube44\uad50\ud558\uace0 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc218\uc775\ub960\uc774 \ub192\uc544 \ubcf4\uc774\ub294 \ud380\ub4dc\ub77c\ub3c4 \uc218\uc218\ub8cc\uac00 \ub192\ub2e4\uba74 \uc2e4\uc9c8\uc801\uc778 \uc218\uc775\uc740 \ub0ae\uc544\uc9c8 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uaf3c\uaf3c\ud788 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"P2P_%ED%88%AC%EC%9E%90%EB%A1%9C_%EC%86%8C%EC%95%A1%EC%9C%BC%EB%A1%9C_%EA%B3%A0%EC%88%98%EC%9D%B5_%EB%85%B8%EB%A6%AC%EA%B8%B0\"><\/span>P2P \ud22c\uc790\ub85c \uc18c\uc561\uc73c\ub85c \uace0\uc218\uc775 \ub178\ub9ac\uae30<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>P2P \ud22c\uc790(\ud53c\uc5b4 \ud22c \ud53c\uc5b4 \ub300\ucd9c)\ub294 \uac1c\uc778\uacfc \uac1c\uc778\uc744 \uc5f0\uacb0\ud574 \uc8fc\ub294 \uae08\uc735 \uc11c\ube44\uc2a4\ub85c, \uc740\ud589\uc744 \uac70\uce58\uc9c0 \uc54a\uace0 \uc9c1\uc811 \uc790\uae08\uc744 \ube4c\ub824\uc8fc\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc774\ub294 \uae30\uc874\uc758 \uae08\uc735\uae30\uad00\uc744 \ud1b5\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc911\uac04 \uc218\uc218\ub8cc\uac00 \uc801\uace0, \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \ub192\uc740 \uc218\uc775\ub960\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc90d\ub2c8\ub2e4. P2P \ud22c\uc790\ub294 \uc6d4\uae09\uc7c1\uc774\ub4e4\uc774 \uc18c\uc561\uc73c\ub85c\ub3c4 \uc2dc\uc791\ud560 \uc218 \uc788\uc73c\uba70, \ud22c\uc790\uae08\uc774 \uc801\uc5b4\ub3c4 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc740 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.P2P \ud22c\uc790 \ud50c\ub7ab\ud3fc\uc5d0\uc11c\ub294 \ub2e4\uc591\ud55c \ub300\ucd9c \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uba70, \ud22c\uc790\uc790\ub294 \ubcf8\uc778\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\uac8c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uc774\uc790 \uc218\uc775\uc774 \ub192\uc740 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uac70\ub098, \uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc0c1\ud488\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \ub4f1 \uc804\ub7b5\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc77c\ubd80 \ud50c\ub7ab\ud3fc\uc5d0\uc11c\ub294 \ud22c\uc790 \uc704\ud5d8\ub3c4\ub97c \ubbf8\ub9ac \uc54c \uc218 \uc788\ub3c4\ub85d \uc815\ubcf4 \uc81c\uacf5\uc744 \uac15\ud654\ud558\uace0 \uc788\uc5b4, \ucd08\ubcf4 \ud22c\uc790\uc790\ub3c4 \ube44\uad50\uc801 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860, \uc774\ub7ec\ud55c P2P \ud22c\uc790\ub294 \uc6d0\uae08 \uc190\uc2e4\uc758 \uc704\ud5d8\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc2e0\uc911\ud55c \uc120\ud0dd\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.P2P \ud22c\uc790\uc758 \ub2e8\uc810\uc740 \uc6d0\uae08 \uc190\uc2e4 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc77c\ubd80 \ub300\ucd9c\uc790\uac00 \uc0c1\ud658\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0, \ud22c\uc790 \uc6d0\uae08\uc774 \ud68c\uc218\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud22c\uc790\ud560 \ub54c\ub294 \uc5ec\ub7ec \ub300\ucd9c \uc0c1\ud488\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud558\uba70, \ud50c\ub7ab\ud3fc\uc758 \uc2e0\ub8b0\uc131\uacfc \uacfc\uac70 \uc131\uacfc\ub97c \ucda9\ubd84\ud788 \uac80\ud1a0\ud55c \ud6c4 \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c, P2P \ud22c\uc790\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \uace0\uc704\ud5d8\uad70\uc5d0 \uc18d\ud558\ubbc0\ub85c \ud22c\uc790 \uae08\uc561\uc744 \ub108\ubb34 \ud06c\uac8c \uc124\uc815\ud558\uc9c0 \uc54a\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EA%B2%B0%EB%A1%A0\"><\/span>\uacb0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc6d4\uae09\uc7c1\uc774\ub4e4\uc774 \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \ud22c\uc790 \uc804\ub7b5\uc5d0\ub294 ETF, \uc801\ub9bd\uc2dd \ud380\ub4dc, P2P \ud22c\uc790 \ub4f1 \ub2e4\uc591\ud55c \uc635\uc158\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub4e4 \ubaa8\ub450 \ucd08\uae30 \uc790\ubcf8\uc774 \ud06c\uc9c0 \uc54a\uc544\ub3c4 \ud22c\uc790\uac00 \uac00\ub2a5\ud558\uba70, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc7ac\uc815\uc801 \uc548\uc815\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\ub4e4\uc785\ub2c8\ub2e4. \uc911\uc694\ud55c \uac83\uc740 \uac01\uc790\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\ub294 \ubc29\uc2dd\uc744 \uc120\ud0dd\ud558\uace0, \ubd84\uc0b0 \ud22c\uc790\uc640 \uc7a5\uae30\uc801\uc778 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc785\ub2c8\ub2e4. \ub610\ud55c, \ud22c\uc790\ub294 \ud56d\uc0c1 \ub9ac\uc2a4\ud06c\uac00 \ub530\ub974\ubbc0\ub85c \ucda9\ubd84\ud55c \uc815\ubcf4\uc640 \ud559\uc2b5\uc744 \ubc14\ud0d5\uc73c\ub85c \uc2e0\uc911\ud788 \uc811\uadfc\ud574\uc57c \ud569\ub2c8\ub2e4. \uc6d4\uae09\uc7c1\uc774\ub4e4\uc774 \uc18c\uc561\uc73c\ub85c\ub3c4 \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uc774\ub7ec\ud55c \ud22c\uc790 \uc804\ub7b5\ub4e4\uc740 \uacb0\uad6d \uc5ec\ub7ec\ubd84\uc758 \uc7ac\uc815\uc801 \ubbf8\ub798\ub97c \ubc1d\uac8c \ub9cc\ub4e4 \uc218 \uc788\ub294 \uccab\uac78\uc74c\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubc14\uc05c \uc77c\uc0c1 \uc18d\uc5d0\uc11c \uc6d4\uae09\uc7c1\uc774\ub4e4\uc740 \uc8fc\ub85c \uc548\uc815\uc801\uc778 \uc218\uc785\uc744 \uae30\ub300\ud558\uba70 \uc77c\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud604\uc7ac\uc758 \uacbd\uc81c \ud658\uacbd\uc5d0\uc11c\ub294 \uc6d4\uae09\ub9cc\uc73c\ub85c \ubbf8\ub798\ub97c \uc900\ube44\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \ud604\uc2e4\uc774 \uc810\uc810 \ub354 \uba85\ud655\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc6d4\uae09 \uc678 \ucd94\uac00 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\ub294 \ubc29\ubc95\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\ub3c4 \uadf8\uc911 \ud558\ub098\uc758 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 &#8220;\ud22c\uc790&#8221;\ub77c\ub294 \ub2e8\uc5b4\uc5d0 \ubd80\ub2f4\uc744 \ub290\ub07c\uae30\ub3c4 \ud558\uace0, \ud070 \uc790\ubcf8\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\uc5ec \uc27d\uac8c \uc811\uadfc\ud558\uc9c0 \ubabb\ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 &#8230; <a title=\"\uc6d4\uae09\uc7c1\uc774\ub97c \uc704\ud55c \uc18c\uc561 \ud22c\uc790 \uc804\ub7b5\" class=\"read-more\" href=\"https:\/\/excatch.com\/small-investment-strategy-for-salaried-workers\/\" aria-label=\"Read more about \uc6d4\uae09\uc7c1\uc774\ub97c \uc704\ud55c \uc18c\uc561 \ud22c\uc790 \uc804\ub7b5\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":437,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[175,193,118,91],"_links":{"self":[{"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/posts\/384"}],"collection":[{"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/comments?post=384"}],"version-history":[{"count":6,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/posts\/384\/revisions"}],"predecessor-version":[{"id":420,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/posts\/384\/revisions\/420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/media\/437"}],"wp:attachment":[{"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/media?parent=384"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/categories?post=384"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/tags?post=384"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}