{"id":306,"date":"2024-09-01T02:46:01","date_gmt":"2024-08-31T17:46:01","guid":{"rendered":"https:\/\/excatch.com\/?p=306"},"modified":"2024-09-18T13:13:16","modified_gmt":"2024-09-18T04:13:16","slug":"how-to-create-an-effective-long-term-investment-plan","status":"publish","type":"post","link":"https:\/\/excatch.com\/how-to-create-an-effective-long-term-investment-plan\/","title":{"rendered":"\ud6a8\uacfc\uc801\uc778 \uc7a5\uae30 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \ubc29\ubc95"},"content":{"rendered":"<p><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-302 size-medium aligncenter\" src=\"http:\/\/excatch.com\/wp-content\/uploads\/2024\/08\/chart-1905225_1280-300x169.jpg\" alt=\"\uc8fc\uc2dd \ud22c\uc790 \ucef4\ud4e8\ud130 \ud654\uba74\uc774 \ubcf4\uc774\ub294 \uc0ac\uc9c4 \" width=\"300\" height=\"169\" srcset=\"https:\/\/excatch.com\/wp-content\/uploads\/2024\/08\/chart-1905225_1280-300x169.jpg 300w, https:\/\/excatch.com\/wp-content\/uploads\/2024\/08\/chart-1905225_1280-1024x575.jpg 1024w, https:\/\/excatch.com\/wp-content\/uploads\/2024\/08\/chart-1905225_1280-768x431.jpg 768w, https:\/\/excatch.com\/wp-content\/uploads\/2024\/08\/chart-1905225_1280.jpg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>\uc7a5\uae30 \ud22c\uc790\ub294 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc744 \ucd94\uad6c\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud544\uc218\uc801\uc778 \uc804\ub7b5\uc785\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud718\ub458\ub9ac\uc9c0 \uc54a\uace0, \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uafb8\uc900\ud55c \uc131\uc7a5\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uac83\uc774 \uc7a5\uae30 \ud22c\uc790\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ud6a8\uacfc\uc801\uc778 \uc7a5\uae30 \ud22c\uc790 \uacc4\ud68d\uc744 \uc704\ud55c \ud22c\uc790 \ubaa9\ud45c \uc124\uc815, \uc790\uc0b0 \ubc30\ubd84, \uadf8\ub9ac\uace0 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/excatch.com\/how-to-create-an-effective-long-term-investment-plan\/#%ED%88%AC%EC%9E%90_%EB%AA%A9%ED%91%9C_%EC%84%A4%EC%A0%95%EC%9D%84_%EC%9C%84%ED%95%B4_%EB%AA%85%ED%99%95%ED%95%9C_%EB%AA%A9%ED%91%9C\" title=\"\ud22c\uc790 \ubaa9\ud45c \uc124\uc815\uc744 \uc704\ud574 \uba85\ud655\ud55c \ubaa9\ud45c\">\ud22c\uc790 \ubaa9\ud45c \uc124\uc815\uc744 \uc704\ud574 \uba85\ud655\ud55c \ubaa9\ud45c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/excatch.com\/how-to-create-an-effective-long-term-investment-plan\/#%EC%9E%90%EC%82%B0_%EB%B0%B0%EB%B6%84%EC%9C%BC%EB%A1%9C_%EB%B6%84%EC%82%B0_%ED%88%AC%EC%9E%90%EB%A5%BC_%ED%86%B5%ED%95%9C_%EB%A6%AC%EC%8A%A4%ED%81%AC\" title=\"\uc790\uc0b0 \ubc30\ubd84\uc73c\ub85c \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud55c \ub9ac\uc2a4\ud06c\">\uc790\uc0b0 \ubc30\ubd84\uc73c\ub85c \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud55c \ub9ac\uc2a4\ud06c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/excatch.com\/how-to-create-an-effective-long-term-investment-plan\/#%EB%A6%AC%EC%8A%A4%ED%81%AC_%EA%B4%80%EB%A6%AC%EB%A1%9C_%EC%86%90%EC%8B%A4_%EC%B5%9C%EC%86%8C%ED%99%94%EB%A5%BC_%EC%9C%84%ED%95%9C_%EC%A0%84%EB%9E%B5\" title=\"\ub9ac\uc2a4\ud06c \uad00\ub9ac\ub85c \uc190\uc2e4 \ucd5c\uc18c\ud654\ub97c \uc704\ud55c \uc804\ub7b5\">\ub9ac\uc2a4\ud06c \uad00\ub9ac\ub85c \uc190\uc2e4 \ucd5c\uc18c\ud654\ub97c \uc704\ud55c \uc804\ub7b5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/excatch.com\/how-to-create-an-effective-long-term-investment-plan\/#%EA%B2%B0%EB%A1%A0\" title=\"\uacb0\ub860\">\uacb0\ub860<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%ED%88%AC%EC%9E%90_%EB%AA%A9%ED%91%9C_%EC%84%A4%EC%A0%95%EC%9D%84_%EC%9C%84%ED%95%B4_%EB%AA%85%ED%99%95%ED%95%9C_%EB%AA%A9%ED%91%9C\"><\/span>\ud22c\uc790 \ubaa9\ud45c \uc124\uc815\uc744 \uc704\ud574 \uba85\ud655\ud55c \ubaa9\ud45c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc7a5\uae30 \ud22c\uc790\uc758 \uccab \ubc88\uc9f8 \ub2e8\uacc4\ub294 \uba85\ud655\ud55c \ud22c\uc790 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ubaa9\ud45c\uac00 \ubd88\ubd84\uba85\ud558\uba74, \uc2dc\uc7a5\uc758 \uc720\ud639\uc774\ub098 \ubcc0\ub3d9\uc5d0 \uc27d\uac8c \ud754\ub4e4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc740\ud1f4 \uc790\uae08\uc744 \ub9c8\ub828\ud558\uac70\ub098 \uc790\ub140\uc758 \uad50\uc721 \uc790\uae08\uc744 \uc900\ube44\ud558\ub294 \ub4f1, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \ubaa9\ud45c\ub97c \uad6c\uccb4\ud654\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubaa9\ud45c\ub294 \uc5ec\ub7ec\ubd84\uc774 \ud22c\uc790\ud560 \uc790\uc0b0\uad70\uacfc \uc804\ub7b5\uc744 \uacb0\uc815\ud558\ub294 \ub370 \uc788\uc5b4 \uc911\uc694\ud55c \uae30\uc900\uc774 \ub429\ub2c8\ub2e4.\ubaa9\ud45c \uc124\uc815 \uc2dc, \ud604\uc2e4\uc801\uc774\uace0 \ub2ec\uc131 \uac00\ub2a5\ud55c \ubc94\uc704 \ub0b4\uc5d0\uc11c \ubaa9\ud45c\ub97c \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. **SMART \uc6d0\uce59(Specific, Measurable, Achievable, Relevant, Time-bound)**\uc5d0 \ub530\ub77c \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uba74, \uc7a5\uae30 \ud22c\uc790 \uacc4\ud68d\uc774 \ubcf4\ub2e4 \uad6c\uccb4\uc801\uc774\uace0 \uccb4\uacc4\uc801\uc73c\ub85c \uc6b4\uc601\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, &#8220;20\ub144 \ud6c4 \uc740\ud1f4\ub97c \uc704\ud574 \ub9e4\ub144 5%\uc758 \uc218\uc775\ub960\uc744 \ubaa9\ud45c\ub85c \ud55c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\ucd95\ud55c\ub2e4&#8221;\uc640 \uac19\uc740 \uba85\ud655\ud55c \ubaa9\ud45c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.\ub610\ud55c, \ubaa9\ud45c \uc124\uc815 \ud6c4\uc5d0\ub294 \uc8fc\uae30\uc801\uc73c\ub85c \uc774\ub97c \uac80\ud1a0\ud558\uace0, \ud544\uc694\uc5d0 \ub530\ub77c \uc870\uc815\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uc0c1\ud669\uc774\ub098 \uac1c\uc778\uc801\uc778 \uc7ac\uc815 \uc0c1\ud0dc\uc5d0 \ubcc0\ud654\uac00 \uc0dd\uae38 \ub54c, \ubaa9\ud45c\ub97c \uc7ac\ud3c9\uac00\ud558\uace0 \uc774\uc5d0 \ub9de\uac8c \uc804\ub7b5\uc744 \uc218\uc815\ud558\ub294 \uac83\uc774 \uc7a5\uae30 \ud22c\uc790 \uc131\uacf5\uc758 \uc5f4\uc1e0\uc785\ub2c8\ub2e4. \ubaa9\ud45c\uac00 \uba85\ud655\ud560\uc218\ub85d, \uadf8\ub9ac\uace0 \uadf8 \ubaa9\ud45c\uc5d0 \ub530\ub77c \uafb8\uc900\ud788 \ud22c\uc790\ud560\uc218\ub85d, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc740 \ub354\uc6b1 \uacac\uace0\ud574\uc9c8 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%82%B0_%EB%B0%B0%EB%B6%84%EC%9C%BC%EB%A1%9C_%EB%B6%84%EC%82%B0_%ED%88%AC%EC%9E%90%EB%A5%BC_%ED%86%B5%ED%95%9C_%EB%A6%AC%EC%8A%A4%ED%81%AC\"><\/span>\uc790\uc0b0 \ubc30\ubd84\uc73c\ub85c \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud55c \ub9ac\uc2a4\ud06c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc790\uc0b0 \ubc30\ubd84\uc73c\ub85c \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud55c \ub9ac\uc2a4\ud06c \ucd5c\uc18c\ud654\ud569\ub2c8\ub2e4.\uc7a5\uae30 \ud22c\uc790\uc5d0\uc11c \uc911\uc694\ud55c \ub610 \ub2e4\ub978 \uc694\uc18c\ub294 \uc790\uc0b0 \ubc30\ubd84\uc785\ub2c8\ub2e4. \uc790\uc0b0 \ubc30\ubd84\uc740 \ub2e4\uc591\ud55c \ud22c\uc790 \uc790\uc0b0\uad70\uc5d0 \uc790\uae08\uc744 \ubd84\uc0b0\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uace0, \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud558\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0, \uc6d0\uc790\uc7ac \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ud22c\uc790\ud568\uc73c\ub85c\uc368 \ud2b9\uc815 \uc790\uc0b0\uad70\uc758 \uae09\uaca9\ud55c \ud558\ub77d\uc774 \uc804\uccb4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc8fc\uc2dd\uc740 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc774 \ub192\uc740 \uc790\uc0b0\uad70\uc73c\ub85c, \uc7a5\uae30 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc778\uae30 \uc788\ub294 \uc120\ud0dd\uc9c0\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc8fc\uc2dd \uc2dc\uc7a5\uc740 \ub2e8\uae30\uc801\uc73c\ub85c \ud070 \ubcc0\ub3d9\uc131\uc744 \ubcf4\uc77c \uc218 \uc788\uc73c\ubbc0\ub85c, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c\uc758 \ud22c\uc790\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ucc44\uad8c\uc740 \ube44\uad50\uc801 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc81c\uacf5\ud558\ub294 \uc790\uc0b0\uad70\uc73c\ub85c, \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc815\uc131\uc744 \ub192\uc774\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0\uacfc \uc6d0\uc790\uc7ac\ub294 \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc218\ub2e8\uc73c\ub85c \ud65c\uc6a9\ub420 \uc218 \uc788\uc73c\uba70, \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \ub2e4\uac01\ud654\ub97c \ub3c4\ubaa8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc790\uc0b0 \ubc30\ubd84\uc740 \uac1c\uc778\uc758 \ub9ac\uc2a4\ud06c \uc131\ud5a5\uacfc \ud22c\uc790 \uae30\uac04\uc5d0 \ub530\ub77c \ub2e4\ub974\uac8c \uc124\uc815\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub192\uc740 \uc218\uc775\ub960\uc744 \ucd94\uad6c\ud558\ub294 \ud22c\uc790\uc790\ub294 \uc8fc\uc2dd \ube44\uc911\uc744 \ub192\uac8c \uc124\uc815\ud560 \uc218 \uc788\uc73c\uba70, \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc120\ud638\ud558\ub294 \ud22c\uc790\uc790\ub294 \ucc44\uad8c \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc790\uc0b0 \ubc30\ubd84\uc744 \uc8fc\uae30\uc801\uc73c\ub85c \uc7ac\uc870\uc815\ud558\ub294 \uac83\uc774 \ud544\uc694\ud558\uba70, \uc774\ub97c \ud1b5\ud574 \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%A6%AC%EC%8A%A4%ED%81%AC_%EA%B4%80%EB%A6%AC%EB%A1%9C_%EC%86%90%EC%8B%A4_%EC%B5%9C%EC%86%8C%ED%99%94%EB%A5%BC_%EC%9C%84%ED%95%9C_%EC%A0%84%EB%9E%B5\"><\/span>\ub9ac\uc2a4\ud06c \uad00\ub9ac\ub85c \uc190\uc2e4 \ucd5c\uc18c\ud654\ub97c \uc704\ud55c \uc804\ub7b5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc7a5\uae30 \ud22c\uc790\uc758 \ub610 \ub2e4\ub978 \uc911\uc694\ud55c \uc694\uc18c\ub294 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc785\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub294 \uc608\uc0c1\uce58 \ubabb\ud55c \uc2dc\uc7a5 \ubcc0\ub3d9\uc73c\ub85c \uc778\ud55c \uc190\uc2e4\uc744 \ucd5c\uc18c\ud654\ud558\ub294 \uc804\ub7b5\uc73c\ub85c, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uc548\uc815\uc131\uc744 \uc704\ud574 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ubaa8\ub4e0 \ud22c\uc790\ub294 \ub9ac\uc2a4\ud06c\ub97c \ub3d9\ubc18\ud558\uc9c0\ub9cc, \ud6a8\uacfc\uc801\uc778 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5\uc744 \ud1b5\ud574 \uadf8 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \uc704\ud574 \uccab \ubc88\uc9f8\ub85c \uace0\ub824\ud574\uc57c \ud560 \uac83\uc740 \ubd84\uc0b0 \ud22c\uc790\uc785\ub2c8\ub2e4. \uc55e\uc11c \uc5b8\uae09\ud55c \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc740 \ubd84\uc0b0 \ud22c\uc790\uc758 \uc77c\ud658\uc73c\ub85c, \ud2b9\uc815 \uc790\uc0b0\uad70\uc758 \uae09\uaca9\ud55c \ud558\ub77d\uc774 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc804\uccb4\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc904\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ub450 \ubc88\uc9f8\ub85c\ub294 \uc190\uc808\ub9e4 \uc804\ub7b5\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud2b9\uc815 \uc190\uc2e4\ub960\uc5d0 \ub3c4\ub2ec\ud588\uc744 \ub54c \uc790\ub3d9\uc73c\ub85c \uc790\uc0b0\uc744 \ub9e4\ub3c4\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c, \ud070 \uc190\uc2e4\uc744 \ubc29\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\ub610\ud55c, \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \uc608\uce21\ud558\uace0 \uc774\uc5d0 \ub300\ube44\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\uc2dd \uc2dc\uc7a5\uc758 \ud070 \ubcc0\ub3d9\uc131\uc774 \uc608\uc0c1\ub420 \ub54c, \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub0b4 \ucc44\uad8c \ube44\uc911\uc744 \ub298\ub9ac\ub294 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \ub9ac\uc2a4\ud06c\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub294 \ub2e8\uc21c\ud788 \uc190\uc2e4\uc744 \ud53c\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc7a5\uae30\uc801\uc778 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\uae30 \uc704\ud55c \uc804\ub7b5\uc73c\ub85c \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub294 \ud22c\uc790\uc790\ub294 \uc2dc\uc7a5\uc758 \ubcc0\ud654\uc5d0 \uc720\uc5f0\ud558\uac8c \ub300\ucc98\ud560 \uc218 \uc788\uc73c\uba70, \uc7a5\uae30\uc801\uc73c\ub85c \ub354 \ub098\uc740 \uc131\uacfc\ub97c \uac70\ub458 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EA%B2%B0%EB%A1%A0\"><\/span>\uacb0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc7a5\uae30 \ud22c\uc790\ub294 \ub2e8\uae30\uc801\uc778 \uc774\uc775\uc5d0 \uc5f0\uc5f0\ud558\uc9c0 \uc54a\uace0, \uafb8\uc900\ud55c \uc131\uc7a5\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \uba85\ud655\ud55c \ud22c\uc790 \ubaa9\ud45c \uc124\uc815, \uc790\uc0b0 \ubc30\ubd84\uc744 \ud1b5\ud55c \ub9ac\uc2a4\ud06c \ucd5c\uc18c\ud654, \uadf8\ub9ac\uace0 \ucca0\uc800\ud55c \ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c, \uc774\ub7ec\ud55c \uc804\ub7b5\ub4e4\uc740 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uacfc \uc131\uc7a5\uc758 \uae30\ubc18\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \uc7a5\uae30 \ud22c\uc790\ub294 \uc2dc\uac04\uacfc\uc758 \uc2f8\uc6c0\uc774\uba70, \uc778\ub0b4\uc640 \uafb8\uc900\ud55c \ub178\ub825\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c \uc81c\uc2dc\ud55c \ubc29\ubc95\ub4e4\uc744 \ubc14\ud0d5\uc73c\ub85c, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \uccb4\uacc4\uc801\uc778 \uacc4\ud68d\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc7a5\uae30 \ud22c\uc790\ub294 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc744 \ucd94\uad6c\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud544\uc218\uc801\uc778 \uc804\ub7b5\uc785\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud718\ub458\ub9ac\uc9c0 \uc54a\uace0, \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uafb8\uc900\ud55c \uc131\uc7a5\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uac83\uc774 \uc7a5\uae30 \ud22c\uc790\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ud6a8\uacfc\uc801\uc778 \uc7a5\uae30 \ud22c\uc790 \uacc4\ud68d\uc744 \uc704\ud55c \ud22c\uc790 \ubaa9\ud45c \uc124\uc815, \uc790\uc0b0 \ubc30\ubd84, \uadf8\ub9ac\uace0 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \ubaa9\ud45c \uc124\uc815\uc744 \uc704\ud574 \uba85\ud655\ud55c \ubaa9\ud45c \uc7a5\uae30 \ud22c\uc790\uc758 \uccab \ubc88\uc9f8 \ub2e8\uacc4\ub294 \uba85\ud655\ud55c \ud22c\uc790 &#8230; <a title=\"\ud6a8\uacfc\uc801\uc778 \uc7a5\uae30 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \ubc29\ubc95\" class=\"read-more\" href=\"https:\/\/excatch.com\/how-to-create-an-effective-long-term-investment-plan\/\" aria-label=\"Read more about \ud6a8\uacfc\uc801\uc778 \uc7a5\uae30 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \ubc29\ubc95\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":312,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[92,146,91],"_links":{"self":[{"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/posts\/306"}],"collection":[{"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/comments?post=306"}],"version-history":[{"count":5,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/posts\/306\/revisions"}],"predecessor-version":[{"id":400,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/posts\/306\/revisions\/400"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/media\/312"}],"wp:attachment":[{"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/media?parent=306"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/categories?post=306"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/excatch.com\/wp-json\/wp\/v2\/tags?post=306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}